{"id":29408,"date":"2026-05-14T13:45:01","date_gmt":"2026-05-14T08:00:01","guid":{"rendered":"https:\/\/bankingsansar.com\/?p=29408"},"modified":"2026-05-15T22:49:06","modified_gmt":"2026-05-15T17:04:06","slug":"what-is-the-interest-rate-of-which-bank","status":"publish","type":"post","link":"https:\/\/english.bankingsansar.com\/news\/29408","title":{"rendered":"What is the interest rate of which bank?"},"content":{"rendered":"<p>Kathmandu. Banks and financial institutions (BFIs) have announced new interest rates. Banks and financial institutions (BFIs) have announced new interest rates for the month of June. <\/p>\n<p>According to the information received so far, out of 17 commercial banks, six have reduced the maximum interest rate on personal fixed deposits for the month of Jestha and 10 have kept it stable. One bank has increased the interest rate. <\/p>\n<p>NIC Asia, Himalayan Bank, Standard Chartered, NMB Bank, Citizens Bank and Nepal Bank have reduced the interest rate. NIC Asia has reduced the maximum interest rate on individual fixed deposits to 4.50 percent, Himalayan Bank to 4.25 percent, Standard Chartered to 4.4 percent, NMB to 4.80 percent, Citizens Bank to 4.10 percent and Nepal Bank to 4.25 percent. <\/p>\n<p>In April, NIC Asia Bank has fixed the maximum interest rate of 4.75 percent, Himalayan Bank 4.50 percent, Standard Chartered 4.10 percent, NMB 4.90 percent, Citizen Bank 4.15 percent and Nepal Bank 4.50 percent. Nabil Bank, Nepal Investment Mega Bank, SBI Bank, Avest, Prime Commercial, Global IME Bank, Machhapuchchhra Bank, Prabhu Bank, Agriculture Development Bank and Rastriya Banijya Bank have kept the interest rate stable. <\/p>\n<p>Nabil Bank will provide 4.55 per cent interest on fixed deposits, 4.50 per cent, Nepal Investment Mega Bank 4.50 per cent, SBI 4.25 per cent, Avest 4.05 per cent, Prime Commercial 4.15 per cent, Global IME 4.50 per cent, Machhapuchchhra 4.50 per cent, Prabhu Bank 4.55 per cent, Agriculture Development Bank 4.15 per cent and Rastriya Banijya Bank 4.75 per cent. These banks had paid the same amount of interest in April. <\/p>\n<p>Siddhartha Bank has increased the interest rate. Siddhartha Bank has increased the interest rate on personal fixed deposits to 4.05 percent in May. It was 4 percent in April. At the national level, most of the development banks have reduced the interest rates. <\/p>\n<p>Lumbini, Muktinath, Kamana Sewa and Shangri-La have reduced the maximum interest rate on individual fixed deposits for the month of Jeth. Lumbini will now offer 4.85 per cent interest on individual fixed deposits, 4.81 per cent for Muktinath, 4.85 per cent for Kamana Sewa and 4.81 per cent for Shangri-La. Lumbini Bank was offering 5 per cent interest, Muktinath 4.95 per cent, Kamana Sewa 5 per cent and Shangri-La 4.95 per cent. <\/p>\n<p>Among the national level development banks, Garima Bank and Mahalaxmi Bank have decided to continue the interest rate at 5.43 percent and 4.95 percent respectively in May. <\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kathmandu. Banks and financial institutions (BFIs) have announced new interest rates. Banks and financial institutions (BFIs) have announced new interest rates for the month of June. According to the information received so far, out of 17 commercial banks, six have reduced the maximum interest rate on personal fixed deposits for the month of Jestha and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":17427,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[90,123,126,147],"tags":[],"class_list":["post-29408","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-breaking-en","category-banking-update-en","category-banking-news-en","category-news-en"],"acf":[],"jetpack_featured_media_url":"https:\/\/english.bankingsansar.com\/wp-content\/uploads\/2025\/03\/commercial-bank.jpg","_links":{"self":[{"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/posts\/29408","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/comments?post=29408"}],"version-history":[{"count":1,"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/posts\/29408\/revisions"}],"predecessor-version":[{"id":29409,"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/posts\/29408\/revisions\/29409"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/media\/17427"}],"wp:attachment":[{"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/media?parent=29408"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/categories?post=29408"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/tags?post=29408"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}