{"id":33555,"date":"2024-01-29T12:40:07","date_gmt":"2024-01-29T06:55:07","guid":{"rendered":"https:\/\/bankingsansar.com\/?p=33555"},"modified":"2026-07-27T14:00:06","modified_gmt":"2026-07-27T08:15:06","slug":"weaknesses-ranging-from-risk-premium-to-passive-loan-classification-nepal-rastra-bank-takes-action-against-ceo-of-global-ime-bank-2","status":"publish","type":"post","link":"https:\/\/english.bankingsansar.com\/news\/33555","title":{"rendered":"Weaknesses ranging from risk premium to passive loan classification: Nepal Rastra Bank takes action against CEO of Global IME Bank"},"content":{"rendered":"<p><p data-start=\"126\" data-end=\"294\"><strong data-start=\"126\" data-end=\"140\">. KATHMANDU: Nepal Rastra Bank (NRB) has taken action against the Chief Executive Officer (CEO) of Global IME Bank for violating regulatory directives.TAG_CLOSE_strong_9 <\/p>\n<\/p>\n<p>According to the second quarter inspection and supervision report of the fiscal year 2080\/81 made public by the Department of Bank Supervision, the bank took action against the CEO as per the sub-section (a) of Section 100 (2) of the Nepal Rastra Bank Act, 2058.TAG_OPEN_p_15 <\/p>\n<\/p>\n<p>TAG_OPEN_p_14 According to the Rastra Bank, the bank has been instructed to return the amount charged extra interest from the customers against the provision of <strong data-start=\"649\" data-end=\"682\">Risk Premium{<\/strong>, but it has not been found that the amount has been returned to some customers. <\/p>\n<\/p>\n<p>Similarly, the Rastra Bank has concluded that the re-scheduling and restructuring of borrowers who are operating in business, in the auction process, and who do not meet the <strong data-start=\"985\" data-end=\"1012\">Debt-Equity (D\/E) Ratio <\/strong> in violation of the criteria related to rescheduling and restructuring has been done without the necessary basis.TAG_OPEN_p_13 <\/p>\n<\/p>\n<p><p data-start=\"1114\" data-end=\"1302\"> The report mentions that even the non-performing (NPA) loans have been rescheduled or restructured and classified as active loans, which is contrary to the unified directive, according to the Rastra Bank. <\/p>\n<\/p>\n<p>The Nepal Rastra Bank (TAG_OPEN_p_11 NRB) has directed the banks to immediately rectify such weaknesses, carry out effective monitoring and fully comply with the regulatory provisions. <\/p>\n<\/p>\n<p><p data-start=\"1304\" data-end=\"1441\" data-is-last-node=\"\" data-is-only-node=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-33552 size-full\" src=\"https:\/\/bankingsansar.com\/wp-content\/uploads\/2024\/01\/476209151_635562828863136_5818113568185098336_n.jpg\" alt=\"\" width=\"1755\" height=\"1241\" srcset=\"https:\/\/english.bankingsansar.com\/wp-content\/uploads\/2024\/01\/476209151_635562828863136_5818113568185098336_n.jpg 1755w, https:\/\/english.bankingsansar.com\/wp-content\/uploads\/2024\/01\/476209151_635562828863136_5818113568185098336_n-300x212.jpg 300w, https:\/\/english.bankingsansar.com\/wp-content\/uploads\/2024\/01\/476209151_635562828863136_5818113568185098336_n-1024x724.jpg 1024w, https:\/\/english.bankingsansar.com\/wp-content\/uploads\/2024\/01\/476209151_635562828863136_5818113568185098336_n-768x543.jpg 768w, https:\/\/english.bankingsansar.com\/wp-content\/uploads\/2024\/01\/476209151_635562828863136_5818113568185098336_n-1536x1086.jpg 1536w\" sizes=\"auto, (max-width: 1755px) 100vw, 1755px\" \/><\/p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>. KATHMANDU: Nepal Rastra Bank (NRB) has taken action against the Chief Executive Officer (CEO) of Global IME Bank for violating regulatory directives.TAG_CLOSE_strong_9 According to the second quarter inspection and supervision report of the fiscal year 2080\/81 made public by the Department of Bank Supervision, the bank took action against the CEO as per the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":18145,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[123,126,147],"tags":[],"class_list":["post-33555","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-update-en","category-banking-news-en","category-news-en"],"acf":[],"jetpack_featured_media_url":"https:\/\/english.bankingsansar.com\/wp-content\/uploads\/2025\/04\/global-ime.jpg","publishedDateNp":"\u0967\u096b \u092e\u093e\u0918 \u0968\u0966\u096e\u0966, \u0938\u094b\u092e\u092c\u093e\u0930 \u0967\u0968:\u096a\u0966","_links":{"self":[{"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/posts\/33555","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/comments?post=33555"}],"version-history":[{"count":1,"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/posts\/33555\/revisions"}],"predecessor-version":[{"id":33556,"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/posts\/33555\/revisions\/33556"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/media\/18145"}],"wp:attachment":[{"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/media?parent=33555"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/categories?post=33555"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/english.bankingsansar.com\/bs_api\/wp\/v2\/tags?post=33555"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}